Doing Business with L.A. County
County Insurance & Indemnification

Insurance Programs

The County uses a variety of methods to handle its risk exposures and control its cost of risk. For example, some risk exposures are retained by the County (self-insured) while others are transferred through the purchase of commercial insurance.

Commercial Insurance Programs

Commercial Insurance Programs

Risk Management Operations serves as the County’s internal insurance broker and administrator for its commercial insurance policies. These programs benefit: County Departments (example, the Property Insurance Program), Contractors, Special Event Sponsors, and County Volunteers.

Special Event Sponsors

County Volunteers

Self-Insurance Programs

Self-Insurance Programs

Self- insurance is the risk-financing method used by the County to pay most of its auto, general, and professional liability costs. Property losses and other uninsured costs not covered under commercial insurance programs are also paid in this manner.

SPARTA Contractors' Liability Insurance Program

SPARTA Contractors’ Liability Insurance Program

SPARTA was designed to providers Commercial General Liability, Professional Liability and Non-owned Automobile Liability coverage to tradesmen, artisans, contractors and tenants who would not otherwise be able to provide the insurance limits needed to successfully bid and compete for Public Entity business opportunities. Department and contractor participation in the SPARTA program is entirely voluntary.

  1. SPARTA can provide limits of liability up to $1 million per occurrence and $2 million aggregate in commercial general liability coverage. $1 million in professional liability coverage and $1 million in non-owned auto liability coverage are available by Endorsement.
  2. The classes of business eligible for SPARTA coverage are listed below. However, other types of risk not listed may also be eligible for coverage.
  3. SPARTA coverage is limited to contracts with the County of Los Angeles and does not extend itself to any other work performed by tradesmen, artisans, contractors and tenants.

Contractors may contact SPARTA directly

Call at (800) 420-0555 or visit 2Sparta website for more information and to obtain quotes.

Examples of Business covered by SPARTA

Service Providers
  • Caterers (with no public exposure
  • Computer Software (including Training classes)
  • Distributors (all varieties)
  • Electronic data processing
  • Express companies
  • Freight forwarders
  • Laundries
  • Mailing/addressing companies
  • Office machine service/repair
  • Office machine installation
  • Paper products distributors
  • Photographers
  • Printers
  • Rental companies (other than autos or contractor equipment)
  • Temporary employment agencies(clerical only)
  • Uniform suppliers
  • Vending Machine Operations
Tenants WhoLease County Space
  • Building or Premises
  • Real-time access your warrant (check) history with detail invoice information and warrant statuses.
  • Parks or Open land-rented or leased to others
Tenants Occupying Space on County Property
  • Push Cart
  • Snack Bars
  • Kiosks
Artisan Contractor and Tradesman
  • Alarm installation, service or repair
  • Cabinet makers
  • Cable or telephone system installation
  • Carpentry - all classes
  • Carpet cleaning and installation
  • Caterers (with public exposure)
  • Cement or concrete floors
  • Communications equipment installation
  • Concrete construction
  • Conduit construction - within buildings or repair & service of existing lines
  • Consultants (with public exposure) - must be submitted to carrier for approval
  • Debris Removal
  • Decorating
  • Demolition - under two stories - no explosives or wrecking ball
  • Door or window installation or repair
  • Drywall/wallboard installation or repair
  • Electrical work within buildings
  • Excavation - must be submitted to carrier for approval
  • Fence installation or repair
  • Fire extinguisher service
  • Fire suppression systems installation, service or repair
  • Floor covering installation
  • Furniture or fixtures installation, service or repair
  • Glass installation
  • Grading of land - must be submitted to carrier for approval
  • Graffiti removal
  • Heating and air conditioning installation, service or repair
  • Janitorial service
  • Landscaping, lawn mowing, tree trimming or gardening
  • Locksmiths
  • Masonry work
  • Metal erection - artistic or decorative
  • Modular building erection
  • Painting interior
  • Painting exterior under (3) stories
  • Paper hanging
  • Pest control - must be submitted to carrier for approval
  • Plumbing
  • Security guards - unarmed only - excluding rock concerts and sporting events
  • Sheet metal work
  • Sign painting and lettering within buildings or Under two (2) stories
  • Tile, stone or marble installation
  • Window cleaning - interior
  • Window cleaning - exterior under three (3) stories

Not Eligible for SPARTA

  • Airport control tower construction, service or repair
  • Airport control tower equipment installation, service or repair
  • Airport runway or warming apron construction, service or repair
  • Airport security
  • Aircraft service or maintenance
  • Ambulance services
  • Alarm monitoring
  • Blasting operations
  • Boat or ship building
  • Bridge or elevated highway construction
  • Building structure raising or moving
  • Caisson or cofferdam work
  • Construction of buildings – ore than one (1) story
  • Dredging
  • Drilling
  • Earthquake retrofitting (not to include repair or debris removal)
  • Electric light or power line construction
  • Elevator repair, service or installation
  • Emergency or rescue services
  • Fire proofing
  • Garbage, ash or refuse collection (not to include janitorial operations)
  • Gas mains or connections construction
  • Home, halfway houses and other similar facilities
  • Metal work or erection – structural or loading bearing
  • Parks that host or sponsor athletic events or playing fields
  • Pier or dock construction or repair
  • Pile driving
  • Pipeline construction or installation
  • Printers E & O
  • Railroad construction or repair
  • Residential construction or repair
  • Tank construction or installation
  • Street, road or highway construction, paving or re-paving
  • Primary construction of the following:
    • Steam mains or connections
    • Sewer main or storm drain construction
    • Water or sewer main construction
    • Underpinning of buildings or structure